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[http://www.terracesettlements.com.au settlement agent perth] - Life settlements also known as life insurance settlements, senior settlements, or senior life settlements have  get an important tool for insurance agents, financial planners, estate planners, elder law attorneys, as well as other financial related professionals.

Your life settlement is a financial transaction in which a senior citizen policy  owner of an unneeded, underperforming, or unwanted life insurance coverage sells the policy to a third party, as opposed to surrendering or lapsing it back to the life insurance company. The senior citizen policy seller receives immediate cash for  the policy from the purchaser.

[http://www.terracesettlements.com.au settlements perth] - Agents and financial planners are starting to market life settlements for their current client base and also to  potential clients. The most current effective methods of marketing life settlements are one-on-one  presentations, seminars, and client newsletters. There has also been success with direct  mailing whether client base or demographic base fitting the life span settlement  parameters.

An existence settlement broker will help life settlement agents with marketing  material, educational material, and evaluation material. Getting the correct knowledge about  the life settlement product and material is important for any  financial planner or agent choosing a client or potential client. Each life settlement case  is looked over differently, the biggest factors are the age of the  insured, health of insured, policy size, premium amount, and current cash value (if any). Most life settlement brokers  provides simple qualification or evaluation forms that may quickly  determine if funds would be available for that specific individual.

[http://www.terracesettlements.com.au settlement agency perth] - Life settlements continue to be a  new concept for many agents and financial professionals. Many still do not understand the concept or hold the right education about life settlements.  It is important for these professionals to take the time to  learn about life settlements so that in return they can relay these records to their clients. Many policy owners don't realize that  there could be a cash settlement available for a life insurance policy that they  are going to surrender or lapse. Insurance agents and financial professionals have  to take the correct marketing and education steps to reach those clients in need of assistance. A life settlement can cause added financial benefits  for the client and the financial professional.