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2021年12月7日 (火) 16:44時点における最新版

With New Unemployment Numbers Will More Americans Be Your bankruptcy filing


Over the last Ten years our government has been releasing just the information they believe we have to hear. In fact, this is happening overall from wars to unemployment. Today, the unemployment rate was released, and imagine that, it transpired the next day obama spoke at the DNC. Is that this a coincidence or conspiracy? When examining the number of 8.1% unemployed, you need to consider the other day to obtain a true reading. What this number is unseen us is the people who are no more receiving unemployment insurance and have still not found a job. The White House revels if this number drops, but they are they being truthful? The numbers they're releasing appear to be the actual numbers, it is simply that they're holding back some important facts to inform the entire story. Looking at the statistics, instead of 8.1% it should really read 11.2% but who's counting. When we returned to when Jimmy Carter was president and use the formula which was used back then, it would be over 16%. So, back to my point after looking at the facts, are many Americans going to be filing for bankruptcy soon because of this economic data?

Digging just a little deeper we know that bankruptcy filing rates are down for 2012. This year, the united states reached a peak of 1.7 million Americans had to file bankruptcy to eliminate their debt. Many optimists believe situations are getting better. Everything has gotten better but only temporarily because of large influxes of cash into the system from QE1, QE2 and the twist. However that the economy is starting to slow drastically, the Fed has become rooted in the concept of QE3 into the wind. I don't know why they play these games and not just come out and say it. Obviously, the very first three didn't work or we would be in a recovery stage. A week ago, the United States surpassed $16 trillion in government debt. This doesn't include the unfunded liabilities of Social Security, Obamacare, and every one of the federal government employee pensions which are yet to be paid.

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The center class is now diminishing as this appears to be the brand new normal. Most of the good manufacturing jobs have remaining the country not to return. All that is left is substandard employment to give someone enough money to make do. The median household income for the US has dropped $6000 annually during the last 10 years and because the cost-of-living keeps rising people are using a hard time making ends meet and are having to think about the option of your bankruptcy filing. The Pew Research Center recently did market research that found out that 85% of middle-class Americans have found it harder to maintain that standard of living compared to Ten years ago. They further reported that 61% of Americans were considered middle-class back in 1971 which number has dropped to 51% today. Based on the Fed the typical net worth of American families has declined from $126,400 in $2007 to $77,300 in 2010.

After doing all of my research, I believe that many Americans are benefiting from the QE program that allowed creditors to push money into the economy. The problem with this is, Americans in general are now further indebted than they were in 2007. Individuals are living payday to payday by robbing Peter to pay for Paul. Once the credit market tightens up, all bets will be off and lots of Americans is going to be filing bankruptcy simply because they have no other choice. A recent study showed that the average family is three weeks away from your bankruptcy filing. While this statement sounds vague, it basically implies that this group can only sustain themselves with 3 weeks of cash put aside. It's time that Americans awaken and take this matter seriously. For the ones which are living payday to payday, it's time to consult a bankruptcy attorney regarding their options. Declaring bankruptcy might not be in the cards at the moment, however it sure may be in the future.